Residents, Fellows, and Interns Health Plan (RFI)
Residents, Fellows, and Interns at the University of Minnesota are required to enroll in either the Basic plan or Basic Plus plan for at least single coverage or provide documentation of other comparable health insurance to the Office of Student Health Benefits. If you have other health insurance, you must complete a waiver form (pdf) and provide a certificate of coverage from your health insurance provider. Approved waivers are valid for two years.
The health plans do not have a pre-existing condition clause, meaning you and your eligible dependents will have coverage for any medical condition as soon as your coverage becomes effective.
Note: Coverage for residents and fellows continuing residencies or fellowships will remain at the same level of benefits elected for the 2024-2025 plan year unless an enrollment/change form is submitted by June 15, 2025.
Graduate Medical Education Residents & Fellows
Required enrollment for Graduate Medical Education residents and fellows in the following job codes:
- 9556: Medical Resident
- 9559: Medical Resident - Graduate Program
- 9582: NIH NRSA Medical Resident
- 9583: NIH NRSA Medical Resident - Graduate Program
- 9555: Medical Fellow
- 9554: Medical Fellow - Graduate Program
- 9568: NIH NRSA Medical Fellow
- 9569: NIH NRSA Medical Fellow - Graduate Program
School of Dentistry Residents & Fellows
Required enrollment for School of Dentistry residents and fellows in job codes:
- 9552: Dental Fellow Specialist
- 9553: Dental Fellow
College of Veterinary Medicine Residents & Interns
Required enrollment for College of Veterinary Medicine residents and interns in job codes:
- 9541: Veterinary Intern
- 9548: Veterinary Medical Resident
- 9549: Veterinary Resident - Graduate Program
Dependent Eligibility
You can enroll your dependents:
- At the same time you are initially eligible;
- Within 31 days of involuntary loss of other coverage;
- Within 31 days of marriage, birth, or adoption;
- If on a University of Minnesota sponsored visa, within 31 days of a recent arrival into the US; or
- During the open enrollment period.
Definition of Eligible Dependents
The chart below lists the individuals who are considered eligible dependents.
| Relationship to Primary Member | Criteria for Coverage |
|---|---|
| Spouse | Must be legally married |
| Dependent Child | Dependent child - birth through age 25 (up to the 26th birthday) Your unmarried or married biological child, legally adopted child or child placed for purposes of adoption, foster child, stepchild, or any other child state or federal law requires be treated as a dependent. |