Office of Student Health Benefits
http://www.shb.umn.edu
(612) 624-0627
myU OneStop


Office for Student Affairs > Student Health Benefits

Go to Student Health Benefits  home page.

Duluth Campus
2010-2011 Student Health Benefit Plan

Eligibility

All students who are 1) admitted to a degree program; and 2) registered for six or more credits per semester that count towards the automatic assessment of the Student Services Fee; are required by the University of Minnesota to have health plan coverage. Students who meet both of these criteria are eligible for enrollment in the University-sponsored Student Health Benefit Plan. Non-degree seeking, certificate-seeking, distance learning, EMBA, PTMBA and Continuing Education students are not eligible to enroll in the University-sponsored Student Health Benefit Plan. Please contact the Office of Student Health Benefits to determine exact eligibility status.

Enrollment

All eligible students who wish to take advantage of the 2010-2011 SHBP must complete the enrollment process prior to the start of each new term.

Step 1. Online Enrollment
When registering for classes online, every student will see a screen that instructs them to enter health plan information. Students who wish to enroll in the SHBP should select the option “I wish to enroll in the University-sponsored Student Health Benefit Plan”. If eligible, the student will be enrolled in the plan and a charge will be added to their University account. Student Health Benefit Plan enrollment deadlines coincide with the University of Minnesota, Twin Cities class registration deadlines set by the Office of the Registrar. Students may change their health plan choice up until the class registration deadline. To make a change, go to One Stop and look under Quick Links, Registration and click on Health plan coverage.

Step 2. Update One Stop
Make sure your U.S. Mail address is up-to-date. This is the address to which your plan card and information will be mailed. Go to One Stop and look under Technology > Update Personal Information.

Step 3. Enrolling Dependents
To enroll dependents on the plan, the primary member must submit a Change, Cancel, Payment, and Dependent Enrollment Form before the enrollment deadline or within 31 days of when the student initially becomes eligible for the Plan. Eligible dependents include a spouse or same sex domestic partner and a child or children. Dependent enrollment is contingent upon the Office of Student Health Benefits verification of primary member enrollment. In order to enroll a same sex domestic partner, the primary member must also submit a Declaration of Domestic Partnership Form..

Students who do not wish to enroll in the Student Health Benefit Plan must provide verifiable health plan information at the time they register for classes (name of company providing health plan, phone, member ID). This information is subject to audit. Students must enter this information each semester. After the January 31 registration deadline students who wish to waive the Student Health Benefit Plan must appeal for termination. To appeal for termination of the University-sponsored Student Health Benefit Plan, submit an Appeal for Termination form to the Office of Student Health Benefits along with proof of coverage as described on the appeal form. Appeals cannot be processed past the first University billing statement due date, February 16, 2011.

Students who experience involuntary loss of coverage (for example, a student who is covered by a parent’s plan loses coverage when the parent is laid off) may enroll in the Student Health Benefit Plan up to 31 days after loss of coverage. Contact the Office of Student Health Benefits for details.

Plan Details

2010-2011 SHBP Enrollment Brochure with Quick Reference Chart (PDF)
2010-2011 Full Benefits Summary (PDF)

Health plan network and claims administration services for the Student Health Benefit Plan are provided by Blue Cross and Blue Shield of MN, giving you access to thousands of providers and hospitals in their worldwide network.

Many students find the University-sponsored plan is a better value and offers higher quality benefits than their parent, employer-sponsored, or individual health plan. Review your current health plan to determine if you could benefit by switching to the University-sponsored Student Health Benefit Plan.

The cost of the Student Health Benefit Plan for the 2010-2011 academic year averages $155.00 per month. Plan members will see a charge of $930.00 on their University bill once at the beginning of fall semester and once at the beginning of spring semester. The coverage period for fall semester is August 26, 2010 to January 17, 2011, and the coverage period for spring semester is January 18 to August 24, 2011.

Before using your Student Health Benefit Plan coverage, please familiarize yourself with the Full Benefits Summary.

Health Plan Card

Member ID cards will be sent to the plan member by U.S. mail approximately three weeks after enrollment. Cards are sent to the current U.S. mail address on record with the University. Please make sure your address is up-to-date through http://www.d.umn.edu/students/. Go to Technology > Update Personal Information.

If you recently updated your address in One Stop and think your card may have been sent to your old address, please email your name, student ID number, and “I have updated my U.S. Mail address in One Stop and would like a new card sent to me.” to umshbo@umn.edu. The Office of Student Health Benefits must receive confirmation from you that your U.S. Mail address is correct in One Stop before a new card can be issued. Before using your Student Health Benefit Plan coverage, please familiarize yourself with the information found under Plan Details.

Waiving the Plan

If you are either on your own health plan, or your parents' plan, you will not be required to purchase the University-sponsored Student Health Benefit Plan.

To ensure that you will not be billed for the University-sponsored plan, provide the following when you register for classes in-person or complete a web registration: the name of the company providing your health plan; the company phone number; and your health plan member ID. You must enter this information each semester when you register. The deadline for updating this information each semester is the last day of the second week of class.

After the last day of the second week of class, students who wish to request a waiver from the Student Health Benefit Plan must file an Appeal for Termination. To file an appeal, please submit the following two documents to the Office of Student Health Benefits by mail or fax by the deadline listed on the Appeal for Termination form.

The Office of Student Health Benefits will contact you via university email with a decision regarding your petition within 2 weeks of filing.

Your insurance coverage must have been effective prior to the first day classes in order to qualify to waive the Student Health Benefit Plan. We suggest that you pay all charges and fees as billed by Students Accounts Receivable to avoid late fees that may accumulate during this process.

Summer Coverage

Students enrolled in the Student Health Benefit Plan during spring semester will be automatically covered on the Plan through the summer semester at no additional charge (even if you are graduating at the end of spring semester). These students should choose "Purchase University insurance" when registering for summer classes (because you were enrolled in the SHBP Spring semester, no charge will be placed on your account). If you need to update your choice to "Purchase University insurance", you can do it here:

Degree-seeking students registered for 3 or more qualifying credits during summer term who did not take classes spring semester will pay the University's summer term Student Services Fee and will be required to have health plan coverage. Students who meet this requirement will automatically be enrolled in the Student Health Benefit Plan unless they provide proof of private verifiable health plan coverage when registering for summer classes.

Health Plan Coverage After Graduation:
University of Minnesota Continuation Options

Many parent plans drop dependent coverage for students after graduation. The University of Minnesota has partnered with Blue Cross and Blue Shield to offer a guaranteed coverage option for an unlimited time period between graduation and the time you become eligible for an employer-sponsored health plan. It’s called the University of Minnesota Continuation Options.

Continuation Options is not the same as the Student Health Benefit Plan. You’ll have your choice of five Blue Cross and Blue Shield individual plan options for guaranteed coverage without having to prove insurability. Costs are based on the deductible and network you choose.

Eligibility for this plan is contingent on current and continuous enrollment in the University of Minnesota-sponsored Student Health Benefit Plan. If you have been covered under the Student Health Benefit Plan for the past semester and have had continuous insurance coverage for the past year, a pre-existing condition will not apply, except for an 18 month waiting period for maternity labor, delivery, post-delivery care, and maternity complications.

If you are currently covered by a different health insurance plan, consider switching to the SHBP prior to your last semester. This can only be done at the beginning of fall semester during open enrollment, or within 60 days of an involuntary loss of coverage. Students who remain on a parent’s plan or other insurance plan will not be able to take advantage of Continuation Options after graduation.

Continuation Options enrollment will open near the end of your SHBP coverage. The Office of Student Health Benefits will send a reminder email to all eligible students each spring. Students must enroll within 60 days of termination of SHBP coverage. Continuation Options coverage will be effective retro-active to the last day of SHBP coverage. A student may stay on their chosen Continuation Options plan indefinitely and can cancel any month.

Students Terminating SHBP Coverage August 24, 2011: To enroll in the University of Minnesota Continuation Options, enrollment forms must be received by Blue Cross and Blue Shield of Minnesota on or before October 23, 2011. Coverage will be effective retro-active to August 25, 2011.

University of Minnesota Continuation Options Details (PDF)
University of Minnesota Continuation Options Enrollment/Change Form (PDF)
Automatic Payment Authorization Form (PDF)
Network Provider Directory (PDF)

For more information about Continuation Options, please contact Blue Cross and Blue Shield customer service at (651) 662-5030 or toll free at 1-800-531-6685 and identify yourself as a University of Minnesota student. If after speaking with Blue Cross and Blue Shield you have specific Continuation Options enrollment questions, please contact Tom Seifert at (612) 373-9878.

Emergency Travel Assistance Program

Plan members and their dependents traveling 100 or more miles away from home and outside of their home country, have emergency medical, travel, and personal security assistance 24 hours a day, anywhere in the world, through MEDEX, a leading provider of international travel assistance services. From finding an English-speaking doctor to replacing a prescription, MEDEX has the resources and experience to offer rapid coordination and monitoring of medical care while students are abroad.

Medical Services Available
- 24-hour worldwide medical referrals
- Medical evacuations and repatriation of mortal remains
- Verification of insurance coverage to facilitate hospital admission

Personal and Travel Services Available
- Assistance with lost or stolen travel documents (i.e. passport)
- Emergency language interpretation services
- Emergency cash advance

MEDEX Information Sheet (PDF)
MEDEX Member Website
MEDEX ID Card (267K, PDF)
MEDEX Assistance 1-800-527-0218

 

Student Notices

10/31/11 Email: AHC-SHBP Plan Welcome
02/04/11 Email: Appeal for Termination
01/19/11 Email: Spring SHBP Welcome
09/16/10 Email: Fall SHBP Welcome
12/14/10 Email: Emergency travel assistance

Health Care Reform

Information about health care reform coming soon.

Contact Us

Eligibility Questions
Office of Student Health Benefits
University of Minnesota
410 Church Street S.E., N323
Minneapolis, MN 55455
Phone: 612-624-0627 or 1-800-232-9017
Fax: 612-626-5183 or 1-800-624-9881
E-mail: umshbo@umn.edu

Coverage Questions
Blue Cross and Blue Shield
Phone: 651-662-5004 or 1-866-870-0348
Website

Dental Questions
Lake Superior Dental Associates
Phone: 218-728-6445
E-mail: info@lakesuperiordental.com
Website

On-Campus Health Care Questions
UMD Health Services
Appointments: 218-726-8155
Website

Emergency Travel Assistance Questions
FrontierMEDEX
Phone: 1-800-527-0218
E-mail: info@medexassist.com
FrontierMEDEX Member Website

Coverage Dates

Academic Year 2010-2011
Term
Dates
Fall
8/26/2010 - 1/17/2011
Spring
1/18/2011 - 8/24/2011
Summer
5/23/2011 - 8/24/2011

Cost of Coverage

Academic Year 2010-2011
Coverage for
Cost
Student
$930.00/semester
Spouse/SSDP*
$1,200.00/semester
Single child ONLY
$912.00/semester
Two or more children
$1,224.00/semester

* spouse or same-sex domestic partner

Summer 2011
Coverage for
Cost
Student
$474.00
Spouse/SSDP*
$612.00
One child
$465.00
Two or more children
$624.00

* spouse or same-sex domestic partner

Additional Forms

Student Info Release Authorization Form (PDF)
Appeal for Termination Form (PDF)
Change, Cancel, Payment, and Dependent Enrollment Form (PDF)

Learning Abroad

Students participating in a Learning Abroad experience who were enrolled in the Student Health Benefit Plan the previous term will automatically be enrolled in the Student Health Benefit Plan for the term of their Learning Abroad experience unless they submit and are approved for a waiver.

To request a waiver from the University-sponsored Student Health Benefit Plan, submit a Waiver Request Form for Students Learning Abroad to the Office of Student Health Benefits along with verifiable proof of other health plan coverage (e.g. a copy of your health plan card). (Please note: CISI insurance for Education Abroad is not eligible for a waiver. You are only eligible for the waiver if your insurance situation has changed since last semester and you are now enrolled on other comparable coverage.) All eligible students must complete the waiver request process by the Twin Cities campus class registration deadline.

Most students participating in a Learning Abroad experience do not pay the Student Services Fee during their term abroad and thus will not have access to Student Services Fee benefits at Boynton Health Service.

Regular international student waiver guidelines apply.